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Loan amountR15 000

R500R250 000

Choose an amount between R500 and R250 000.

Over how long? Terms vary by lender, from 15 days up to 72 months depending on the provider you are matched with.

Choose a repayment term.

What is the loan for? (change if you like)

Debt consolidation Home improvements Education Medical expenses Vehicle Business Emergency expenses Other

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Estimated monthly instalment

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Total repayable —

Estimate only, at 24% APR. APR ranges from 12% to 36%. All calculations are estimates and may vary based on interest rate, loan amount and term.

About you

Exactly as it appears on your ID — lenders verify these against their own records.

First name

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Surname

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South African ID number

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Mobile number

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Email address

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Province

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City or town (optional)

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Income & banking

This is what decides how much a provider can offer you. Give your real figures.

Employment

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How often are you paid?

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Monthly take-home pay (R) What actually lands in your account each month, after deductions.

Enter the amount you take home each month.

Which bank do you use?

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Account type

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By clicking See my options you confirm the information above is correct, and you agree to our Terms of Use and Privacy Policy. You consent to Finpandas sharing this application with credit providers on its panel so that they may assess it and contact you about it by phone, SMS, WhatsApp or email, and to Finpandas contacting you about this application and your options by SMS, WhatsApp or email. You can stop those messages at any time by replying STOP or using the unsubscribe link. Finpandas is not a lender, charges you no fee, and you are under no obligation to accept any offer.

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Finpandas

Your friendly companion for a healthier financial future. We introduce you to registered South African credit providers — we are not a lender.

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Product Information and Terms

Minimum repayment period: 6 months
Maximum repayment period: 72 months
Annual Percentage Rate (APR): 12% to 36%
Maximum APR: 36%

Representative example of the total cost of the loan, including all applicable fees: Loan of R30 000 to be repaid in 6 months. The total cost will be R1 800, and the total amount to be repaid will be R31 800, with an APR of 12%.

Finpandas is a brand of GCORP FZCO (registration number 14994, Dubai Silicon Oasis, Dubai, United Arab Emirates). Please note that Finpandas is not a financial institution, bank or lender. We operate as an intermediary, connecting customers who are seeking loans with licensed financial institutions. We are not responsible for any loan agreements and do not charge any service fees. Additionally, we cannot control the actions, inactions or interest rates of any lenders we connect you with. It is important to understand that you are not obligated to use our service or to initiate contact with any lenders we work with.

Credit is provided by third-party credit providers registered with the National Credit Regulator in terms of the National Credit Act 34 of 2005. Approval, the amount advanced and the rate offered are decided by the credit provider, not by Finpandas. Loans are offered to South African residents aged 18 and over. Borrow responsibly and only what you can afford to repay.

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